Filing for bankruptcy online is not an actual deed that can be done. You can certainly find bankruptcy forms online, buy software to complete your bankruptcy forms online or have your bankruptcy lawyer submit your bankruptcy forms online – however, if you prepare your forms, you can’t file them online, you have to take them to the courthouse.
Each court requires a different amount of copies to be filed in addition to your petition the creditor matrix has to be submitted a certain way which is different for each court.
Do It Yourself – You can choose to complete your bankruptcy petition yourself, you will have to research local bankruptcy rules and determine where you need to file your petition. You will also need to find the bankruptcy expemptions available in your state to use to protect your property.
Representing yourself at the 341 hearing is also your responsibility if you prepare your own bankruptcy forms. Representing yourself saves money, but it can be daunting if you are not familiar with bankruptcy law.
Hire An Attorney – You can also hire a bankruptcy attorney, they will look over your assets, debts and income, advise you on the chapter of bankruptcy that is right for you, after gathering your information they will fill out the bankruptcy petition and file it at the courthouse.
Your attorney will also accompany you to your 341 meeting. Hiring an attorney is the easiest option for saving you aggravation, it is often high on cost – and for those who can’t pay basic expenses, paying for an attorney may not be possible.
